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Remittances and Financial Access: Is There Really a Link and for Whom? Evidence from Mexican Household Data

Cover: The World Economy 39 (7)

Cover: The World Economy 39 (7)

Christian Ambrosius – 2013

In policy discussions, it has frequently been claimed that migrants' remittances could function as a ‘catalyst’ for financial access among receiving households. This paper provides empirical evidence on this hypothesis from Mexico, a major receiver of remittances worldwide. Using the Mexican Family Life Survey panel (MxFLS) for 2002 and 2005, the results from the fixed effects logit model show that receiving remittances is strongly correlated with the ownership of savings accounts and to a limited degree with the availability of borrowing options. Effects are particularly important for microfinance institutions, and more important for rural households compared to urban households.

Title
Remittances and Financial Access: Is There Really a Link and for Whom? Evidence from Mexican Household Data
Publisher
John Wiley & Sons
Location
Hoboken, NJ
Keywords
Research Project D6
Date
2013
Identifier
ISSN 0378-5920 (Print) ISSN 1467-9701 (Online)
Source(s)
Appeared in
The World Economy, 39 (7), 964–982.
Language
eng
Type
Text